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Wednesday, October 31, 2007

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Old Line Bancshares, Inc. Reports Third Quarter Results (PrimeNewswire via Yahoo! Finance)

Tue, 30 Oct 2007 15:19:44 GMT
BOWIE, Md., Oct. 30, 2007 -- James W. Cornelsen, President and Chief Executive Officer of Old Line Bancshares, Inc. , the parent company of Old Line Bank, reported that net income was $328,539 or $0.08 per basic and diluted common share for the three month period ending September 30, 2007, compared to $416,624 or $0.10 per basic and diluted common share for the same period in 2006.

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Florida real estate taxes

Florida real estate taxes sometimes cause a lot of people a lot of concern and a lot of stress. This is because Florida real estate taxes can be very confusing for several reasons. First of all, it is important that you figure out what type of property you have and what is zoned as, as well as what is used for. Then, you have to figure out what types of property you have and what taxes you are paying that are Florida real estate taxes as well as taxes that are national taxes and taxes that are local taxes. These are all important factors, and you have to be sure that you are able to know all of these things so that you can make your taxes understandable and that they are going to be the best for you to use.

First of all, you really have to know the properties that you are paying for. There are several parts to this; because you have to be sure that you know what the properties are zoned as, and also what they are used for. These two factors are going to help you decide what type of Florida real estate taxes that you have to pay, and also how much you’ll have to pay for your Florida real estate taxes. You are going to want to be sure that the Florida real estate taxes that you are paying are really going to be the right ones and that you aren’t paying too much because you’ll lose money. You also have to be sure that you aren’t paying too little, because then you will get in trouble with the government, and this is not something that you want to be doing.

Another thing that you have to figure out is exactly what parts of your Florida real estate taxes are local and what part is national. These are very important questions that you might not have thought of, because when it comes down to it, you have to make sure that you are paying your taxes at the right level, and that you are paying the taxes that are due at the right times. Because all of the Florida real estate taxes are going to come from different areas, it means that you are going to have to pay attention as to what taxes you are paying and where they are coming from so that you know you are paying your taxes correctly. These are all important parts of figuring out your Florida real estate taxes.
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Using Payroll Taxes Calculators for your Business


With the invention of the internet and other technologies, there are more and more ways to make your life easier. As an individual, you have all sorts of ways to use your time wisely. Now, this is the case even for businesses. If you own your own small business, then you likely would want an easier way to calculate the payroll taxes that you withhold from your employees and that you have your company pay to the government. Luckily, there are all sorts of payroll taxes calculators out there that can help you with this. It will make things a lot easier and it will also improve productivity at your offices.

There are two main ways that you can find payroll taxes calculators. You can either find them for free on an online website, or you can use a software program. There are advantages and disadvantages to each variety. It is up to your tastes when it comes to which version to choose. Weigh all of your options and choose the right method that works best for your business.

The online payroll taxes calculators are really easy and simple to use. You enter in the information and it calculates it. The pages are really easy and simple and the instructions are easy to understand. It only gives you what you absolutely need and nothing more. This method is great for smaller companies. They’re also good payroll taxes calculators for people who have a hard time getting used to new technologies. You will have an easier time with these than with a software program if you are new to computers.

Software programs that have payroll taxes calculators are great too. These are programs that usually have other accounting features as well. They are great for larger companies because they can use the software to perform a lot of the functions that the business will need on a day to day basis. This kind of thing is best operated by someone who is good at computers. This is because there are usually many different options to the program. You will need to know a lot in order to use them, although there will usually be an operators manual to help guide you through the process.

It’s important to find a payroll tax calculator. If you end up doing the taxes wrong, you and your company can get in a lot of trouble with the IRS. It’s wise to do it right so that you don’t end up having to pay all sorts of fees. That would hurt your business and definitely not be worth it.

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Learning About Payroll Taxes and Personal Liability


Did you know that you can get in a lot of trouble if you don’t do your taxes right? This is the case for both individuals and companies. When you are an individual, you need to not only do your taxes each year, but you also need to pay the right money to the government. If you don’t do it right, then you could get in a lot of trouble with the Internal Revenue Service. This could mean hefty fines or even jail time depending on how bad what you did was.

For companies, there is payroll taxes and personal liability that needs to be accounted for. When you have employees working for you, you need to handle the payroll taxes. Not only is this money that you withhold from your employee’s paychecks, but it is also money that you pay the government from your company’s own money. These need to be paid so that you can handle the payroll taxes and personal liability.

Just like with individual income taxes, companies will get in a lot of trouble if they don’t do their taxes right. When it comes to payroll taxes and personal liability, it depends on how you incorporated your business. if you only have a few employees and you didn’t start your company properly, then you will end up responsible if you do your taxes wrong. Instead of going after your company, the government and IRS will be going after you instead. There are several things that you can do in order to prevent this payroll taxes and personal liability so that you don’t get hurt in the end.

The first thing that you should do is make sure that your company would be responsible if something bad happened instead of you. This can be done by contacting an accountant or other kind of similar business professional such as a lawyer. They will tell you what forms you need to fill out so that you can protect yourself from payroll taxes and personal liability.

Another thing you’ll need to do is make sure that you are doing your payroll taxes correctly. Make your employees fill out W-4 forms so that you know how much should be taken out of their paychecks. You should also be paying some of the taxes with the company’s money. Make sure that it’s the right amount and that it gets to the IRS on time.

If you do everything right, you can take the liability away from you as the owner of the company and leave it to the company itself. That way, if something bad happens, you won’t go to jail.


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Where to go When Filing Online Taxes


As most all people file taxes at the beginning of each year, it is not known how many of those file online taxes to those that files through the mail. However, it is known that there are millions of people that file online taxes.

Today, more and more people are beginning to file their taxes online. In fact, filing online taxes is one of the most popular ways of filing taxes now! Most people are choosing to file their taxes online because it is so much quicker and easier than if they were to fill out the tax booklets. In fact, because it is so easy for people to file online taxes, there are less people going to professional tax agencies also!

Despite the fact that filing online taxes is one of the most popular ways to file taxes, there are still many people that choose not to file their taxes that way. In fact, many people are still filing their taxes the old fashioned way; by filling out the booklet. However, many people have said that the only reason they aren't filing online taxes is because they are scared that something is going to happen. Once people can get past the thought of something happening, many of those people never go back to filing taxes the old way!

However, one of the most problematic things to filing taxes online is finding a good website to file the taxes! Even though there are so many different websites to choose from does not mean that they are all good! In fact, some of them people have to watch out for as they may not be good! However, out of all the different websites there are a few that are better than most.

One of the best websites to file online taxes at is going directly to the IRS website. On the IRS website people can access anything about their taxes if needed, as well as filing taxes for free! Another really great website that lots of people use is the TurboTax website. In fact, on the TurboTax website not only can people get the software they need, but they can also file their taxes!

Whether you are a person that has never filed online taxes before, or you have filed them for many years; there are advantages and disadvantages of filing online taxes! However, there are more advantages than disadvantages! The best advantage of filing online taxes is getting your taxes filed and getting a refund quicker!! Everyone likes to get money quicker!
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Manage your Money with the Latest Online Financial Planning Calculators


Managing your finances is never easy especially if you have vast amounts of money to handle. However, there are several online financial planning calculators which can help you manage your finances easier while also providing you up-to-date news, weather information, and convenient bills and taxes payment facilities. The Internet makes your daily tasks of managing your finances easier through the latest online financial planning calculators. Let’s go over the most popular online financial planning calculators.

Debt Planning Calculator
This is an online aid that provides multiple functions that are particularly useful for credit cardholders. All you have to do is enter the balance, interest rate, and the minimum payment. From these entries, results will be displayed indicating the minimum amount you’ll be paying every month and the interests you’ll end up paying. Through this calculator, you can also determine the exact time when you’ll be debt free.

MMI (Money Management International) Calculator Service
MMI Calculator Service is a simple tool that you can use to manage your finances. This is an online financial planning calculator that is very user-friendly. This tool helps you record your existing loan payments and determine how long it will take for you to become debt free. The records are usually shown in charts through numeric and graphical representations. MMI also has the feature of providing options for you in case you decide to change your loan term payment amounts.

Loan Payment Calculator
A quick online financial planning calculator that helps you compute your monthly payments if you intend to borrow money for huge purchases.

Gross Merit Calculator
This is an easy-to-use online financial planning calculator that helps you reconcile your assets and your debts. If you plan to use this calculator, make sure that you are well aware of your financial status.

Retirement Calculator
This online financial planning calculator helps you estimate your current savings program to prepare you for retirement. All you need to do is enter your basic finance information such as savings and salary earnings.

Adjustable Rate Mortgage & Fixed Rate Calculator
This online financial planning tool assists you in comparing rates between adjustable mortgages and fixed mortgages so you will know which option is best for you.

Credit Card Chooser Tool
There are two ways in selecting the right credit card. One is to determine if it helps you save money, and the other, if it costs you money. With the help of the Credit Card Chooser Tool, you can find out about interest charges and credit card balances. With this, you will know which credit card offers the best credit deal.



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Slater-Carter owed taxes in Nevada (Half Moon Bay Review)

Wed, 31 Oct 2007 18:38:08 GMT
Montara Water and Sanitary District board member and current candidate Kathryn Slater-Carter recently owed delinquent taxes on her family's vacation home in Incline Village, Nev., the Review confirmed Monday.

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Defining Financial Services

In a very broad and general way financial services are defined as any service, business, organization or agency that manages money or helps businesses, corporations, non-profits or private individuals manage or invest their money. This can include such diverse types of financial services banks, insurance companies, credit companies, mortgage companies, investment brokers and organizations on a local, state, national or international level.

Basically anyone can access financial services to gain an understanding of how to best use their money through using one of the many financial services available in most communities. Many people consider a bank as their first source of information regarding financial services, however other institutions such as investment companies, brokerage firms and even specialized investment companies that work solely as consultant type firms may also be an ideal option depending on your financial position, your credit score and history, and how large of an investment that you wish to make. All types of financial services may also be including in this heading including credit monitoring services, credit reporting as well as credit consolidation and management of debt agencies and corporations.

Asset management is a key component of most financial services. Asset management involves maximizing the potential earnings of assets through trading on the stock market, money market or global market. This process, depending on the level and type of investment may be fairly secure or may be extremely risky, so the brokers in the financial services are able to make recommendations and provide a prospectus on the projected earnings and risks of the investment. Using any type of financial or investment service does have risks, but with careful selection of trades or investments as well as a good understanding of market conditions there is also a lot of profit to be made. Seven of the top ten asset management financial services are located in the United States.

All financial services companies in the United States must follow guidelines and regulations set forth by the House Financial Services Committee of the US government. These rules and regulations are put in place to help provide protection for investors and ensure that all financial services are being completed legally and ethically. Some of the Acts and laws that the House Financial Committee oversees are the US Housing Act, The Truth in Lending Act, Fair Credit Reporting Act and the Federal Reserve Bank and Federal Deposit Insurance Corporation. The Committee also monitors global investments and investments inside of the United States from foreign investors. This careful monitoring and review helps financial services offer the best, safest and fairest opportunities for investment on any scale.
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A Quick Overview of Honda Financial Services Online

Computers have become an important part of most individuals' financial management strategies, and Honda financial services offer a wide variety of online tools to help prospective and current Honda owners. The convenient, easy to use and navigate online site for Honda financial services allows consumers to check their account, compare prices and payments and even customize a lease or purchase based on their own financial needs and abilities.

Honda financial services offers a section of their website for prospective owners on financial planning when purchasing or leasing a car. Since a car, truck or SUV is usually the second largest investment after a house, it is important to spend some time considering what the best possible option may be. Many people are now choosing to lease rather than purchase and the Honda financial services website lists the various benefits and drawbacks to both purchase and leasing for prospective customers to consider.

Besides just information on buying and leasing the Honda financial services website also provides information on special offers that are available. These special offers may be on new or used certified Honda vehicles and are typically available through all Honda dealers. Doing a bit of research on the various rebates, incentives, discounts and financing incentives for both purchase and leasing will help consumers when talking to the deal and negotiating either their lease agreement or purchase contract. Often these special offers from Honda financial services include special APR financing on special models or years of vehicles either as new vehicles or as certified Honda used vehicles. Some of the lease special offers include lower due at signing amounts as well as increased mileage allowances for the same cost. Using the website to access special deals may also help you determine which vehicle you are interested in, especially if you are considering just a few models, one which may have additional purchase or leasing incentives.

The planning tools section of the Honda financial services websites gives consumers the option to consider different arrangements for payment and how they will affect the monthly payment of either leasing or buying. This can include the value of a trade-in, increasing or decreasing monthly payments as well as adjusting the time frame over which the lease or purchase will be. This can be a very valuable tool for budgeting, especially if you have a very specific monthly payment that you can make. Using the planning tools provided by Honda financial services will also allow you to narrow down your vehicle search options by helping you determine which types of Honda new and pre-owned vehicles fit your budget requirements.

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Omni Financial Services, Inc. Reports Third Quarter Earnings of $1.67 Million, Growth of 16.5% and Declares Dividend (Business Wire via Yahoo! Finance)

Tue, 30 Oct 2007 23:00:00 GMT
ATLANTA----Omni Financial Services, Inc. :

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Making Your Personal Financial Planning a Success


As an individual, the principles of applying personal financial planning in your daily finances help balance your monetary decisions wisely. Through personal financial planning, you can obtain your budget, savings, expenditures, and other financial resources to determine your financial status, which can be very useful for future events such as accidents, retirements and others.

There are several components for personal financial planning that you need to know to ensure that your finances are properly recorded. These components include income tax management, insurance policies, social security benefits, retirement plans, stock market investments, consumer loans, credit cards, savings and checking accounts.

Personal financial planning is a dynamic process and it requires regular re-evaluation and monitoring. Generally, there are five things you need to do to achieve successful personal financial planning.

Estimation or Assessment
In personal financial planning, you can estimate or assess your finances by compiling your own simplified versions of balance sheets and income statements. With your personal balance sheets, you can list the values of your assets such as car, bank accounts, stocks, clothes and house, along with your liabilities. Meanwhile, for your income statements, you can list all your cash flows such as incomes and expenses.

Establishing Goals
Learn to establish goals for your personal financial planning to help you focus on your directions. You need to set goals not only for the short term but for the long term as well.

Compose a Plan
A financial plan is very useful as it contains details on how you should go about accomplishing your goals. It can help you reduce unnecessary expenses, invest in the stock market and increase your employment income.

Implementation
It is essential for you to have discipline and perseverance while managing your personal financial planning. With these two attributes, you’ll definitely obtain the goals you set.

Auditing and Reassessment
In the duration of your personal financial planning, you need to audit and reassess all possible adjustments. This is one way to balance your balance sheets and income statements.

These steps for personal financial planning are created and designed for those who can’t afford extensive planning assistance from professionals. In the broadest sense, personal financial planning involves every aspect of financial management, and it also provides basic understanding on moneymaking decisions.

For better personal financial planning management, you may also try some online curriculums from certain accredited universities and colleges that teach the psychological aspects of money management and the practical mechanics of spending and saving. Most of these online curriculums are interactive and they include assessments that help you evaluate the management of your money.

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